Wednesday, February 22, 2012


     I don't know if I got bit by a radioactive momma spider when I was in the hospital or what, but ever since I came home I have been a crazy lunatic about getting things accomplished. It's like I never nested while pregnant, so I'm making up for lost time.
    Yesterday I cleaned out our closets. Today I went to job #1, then job #2, ran, cooked supper, read 50 pages of my book (awesome awesome awesome book, by the way. I'll get to that later in the week), got ready for tomorrow, and am now calmly blogging before feeding my sweet child. I'll wake up at 2 A.M. to feed him again and then he'll wake me up at 6 A.M. and we will start the whole crazy cycle all over again.
    I keep wondering if it's this hopped up Starbucks coffee I've been drinking.
    But more than likely, I think it's from the intense need that I have to get these student loans paid off so that I can be with my child more. I hate dropping him off so much and with so many different people. I've got to tell you all, I know my goal was to pay off half of my debt this year, but I really hope it's more. I can't stay where I'm at, it makes me so miserable. And I can't quit because living in debt is not what is best for my child. I'm riding a fine line here.
    I can get so discouraged sometimes about where my life is in the present moment. Sometimes I forget where I'm headed. I'm trying to always look to my future and Noah's future and Jordan's future and all the futures of those little futuristic siblings Noah will have someday (in the future).
    But, for now, it helps to come home to this.


  1. For that reason, I'd really encourage you to not save the 10k you've been planning to. As someone with a husband who has (had?) $60,000 in student loan debt (+ mortgage, + car, etc), I know what you're going through. You need some kind of savings account for rainy days, but the fact of the matter is that we're both at a place in our lives in which our money is doing more for us when it's paying off debt than when it's in a rainy day fund. I think you're coming to that realization, but I thought I'd help reinforce it.

  2. The only problem with that is that I am hoping to quit my job soon and just pay for insurance out of pocket with a huge deductible. So I would like to have the deductible in savings just in case something major should happen.
    But, yes, I want those loans to go away. I'm pretty pleased that we do not have a car payment right now, but, good Lord, doesn't that mortgage just kill you?

  3. Okay, I didn't consider insurance. We're lucky with our Cummins insurance. And thanks to the housing crisis Columbus is in (we're growing too quickly for new apartments to be built!) our mortgage is actually cheaper by $120ish a month than our apartment was. And that includes taxes. Of course, it doesn't include the clogged main drain, the carpet we'll be replacing because it's so snagged I can't vacuum in places, the new lawn mower...but, you know. It's cheaper, right?

  4. That still sounds awesome compared to our mortgage. It's really not bad considering how awesome the house is, but I'm not one of those people who thinks that it's normal to have a mortgage payment for the rest of your life. So I'm looking forward to paying it off. I hate it when people tell me not to worry about it or that it's impossible. It's so not impossible. It's just a big loan.
    What will probably happen is that we'll get that money in savings and I'll be like, "Oh my gosh. We could just pay off our debt." And then that's what we'll do. But it will be good to have it in there just to know that it's not impossible and that we can get back to it again.